Chapter 7 Bankruptcy

Office of John Bristol

1776 N. Pine Island Road

Suite #224,

Plantation, Florida 33322

(954) 475-2265

J@JBristol.com

Better Business Bureau Bankruptcy

Since 1988, the Fort Lauderdale Bankruptcy Attorney Center of John Bristol has filed more than 5,000 consumer Chapter 7 and Chapter 13 Bankruptcy Cases in the Fort Lauderdale area (the Southern District of Florida). Because of his experience in the Fort Lauderdale Federal Courthouse; John concentrates his Bankruptcy law practice only in Broward County. We offer PAYMENT PLANS and give FREE CONSULTATIONS (954) 475-2265

Short Videos that Help Explain Chapter 7 Bankruptcy

In 2005 the Federal Government made it more difficult to file a Chapter 7 Bankruptcy.  Today less that 50% of all individuals who wish to file a  bankruptcy can qualify for a Chapter 7 case.  If you do not qualify for a Chapter 7 Bankruptcy, you must file a Chapter 13 Bankruptcy.  Before filing a bankruptcy case, you must do a "means test" to determine if you qualify for a Chapter 7 Case.  Today, if you earn more than $43,136.00 you do not qualify for a chapter 7 Bankruptcy.  A second limitation on the Chapter 7 bankruptcy is the amount of personal property you have.  There are many situations where personal property can be taken away to be sold to pay debts; or a person is required to "buy back" their own property.

John Explains A Chapter & Bankruptcy

A chapter 7 Bankruptcy is often referred to as the "Fresh Start" Bankruptcy. Prior to 2005, it was a simple choice to file a Chapter 7 bankruptcy with very few restrictions. After 2005 and the adoption of the Bankruptcy Reform Act, it became much harder to qualify for a chapter 7 bankruptcy. There are now specific income limitations to filing a Chapter 7 case.  Therefore, the Chapter 7 has become know as the poor persons bankruptcy.  If you have a job and earn more that $43,136.00, you may not qualify for a Chapter 7 Bankruptcy.  Further, a person who owns a home with personal property more than $1,000.00 would not choose a Chapter 7 bankruptcy. 

Six Weeks After You File You Appear In Court

Filing a petition under chapter 7 "automatically stays" (stops) collection actions against you.  As long as the stay is in effect, creditors generally may not start or continue lawsuits, wage garnishments, levy on personal property or even telephone calls demanding payments. The bankruptcy clerk gives notice of the bankruptcy case to all creditors whose names and addresses are provided by the debtor. You are expected to list all creditors you owe in your bankruptcy case.  The primary purpose of a Chapter 7 bankruptcy is to discharge debts.  To give an honest individual debtor a "fresh start." Once the bankruptcy case is completed, debts are discharged.  You have no liability for discharged debts.

J@JBristol.com

(954) 475-2265

Office of John Bristol

 

Office of John Bristol

1776 N. Pine Island Road, #224, Plantation, Florida 33322  (954) 475-2265

 

The office is on the Corner of Pine Island Road and Sunrise Boulevard

From I- 95 take Sunrise Boulevard West to Pine Island Road

from I-595 take Pine island Road North to Sunrise Boulevard

The Law Office of John Bristol, 1776 N. Pine Island Road, #224, Plantation, Florida 33322 is a debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code.  Disclosure: The hiring of a lawyer is an important decision that should not be based solely on advertising.  Before you decide please ask us for information concerning out qualifications and experience
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